IN RE FORD

Bankruptcy Nos. 93-11316, 93-11314 and 94-10040.

179 B.R. 821 (1995)

In re John FORD, Jr., Ernest Smith, Jr., Sandra Arnold, Debtors.

United States Bankruptcy Court, E.D. Texas, Beaumont Division.

April 5, 1995.


Attorney(s) appearing for the Case

Bob Barron, Nederland, TX, for debtors.

Marc Henry, Lewis & Henry, Beaumont, TX, for First Bank & Trust.

Mike Gross, Chapter 13 Trustee, Tyler, TX.


OPINION

Donald R. Sharp, Bankruptcy Judge.

Pursuant to regular setting, the hearing on confirmation of the Chapter 13 Plans in the above referenced cases came before the Court. These cases have been consolidated only for the purposes of this opinion because they present the same issue. This opinion constitutes findings of fact and conclusions of law to the extent required by Fed.R.Bankr.P. 7052 and disposes of all issues before the Court.

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