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BANNISTER v. OHIO CAS. INS. CO.

No. 2164.

444 S.E.2d 528 (1994)

Barry B. BANNISTER, as receiver for Chris D. Beernaert, d/b/a Go Construction, and Rachelle Bell, Respondents, v. The OHIO CASUALTY INSURANCE COMPANY, and Hover-Craver Insurance Agency, Appellants.

Court of Appeals of South Carolina.

Decided April 4, 1994.

Rehearing Denied June 29, 1994.

Attorney(s) appearing for the Case

Hutson S. Davis, Jr., and Scott A. Seelhoff, Davis & Tupper, Beaufort, for appellants.

John R.C. Bowen, of Laughlin, Bowen & Smoot, Hilton Head Island, Donna M. Seegars and Robert C. Brown, both of Brown & Woods, Columbia, for respondents.

CONNOR, Judge:

This is a declaratory judgment action in which Barry B. Bannister and Rachelle Bell sought to establish coverage under a commercial automobile insurance policy issued by Ohio Casualty Insurance Company. The trial court granted summary judgment to Bannister. Ohio Casualty appeals. We reverse.

On April 26, 1990, Ohio Casualty issued a policy covering a 1990 Dodge pick-up truck. The policy expired by its own terms at 12:01 a.m. on October 26, 1990...

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