DECISION AND ORDER DETERMINING DISCHARGEABILITY OF INDEBTEDNESS
JAMES E. MASSEY, Bankruptcy Judge.
In these cases challenging the dischargeability of claims on grounds of fraud, the Debtor contends that the issue is simply one of responsibility. He denies having read documents, including a residential loan application, that bear his signature. He denies having known that the loan broker submitted the residential loan application to a lender to obtain...
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