IN RE REEVES

BAP No. EW-93-1646-ROJ. Bankruptcy No. 92-02744-K13.

164 B.R. 766 (1994)

In re Colleen REEVES, Debtor. John SMITH; CLS Mortgage, Inc., Appellants, v. Colleen REEVES, Appellee.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Decided March 14, 1994.


Attorney(s) appearing for the Case

J.T. Janecek, Spokane, WA, for CLS Mortg.

Bruce R. Boyden, Spokane, WA, for Colleen L. Reeves.

Before RUSSELL, OLLASON and JONES, Bankruptcy Judges.


OPINION

RUSSELL, Bankruptcy Judge:

This appeal arises from an order confirming the debtor's Chapter 131 plan which modified the rights of a lender whose note was secured by a deed of trust on the debtor's principal residence. We REVERSE and REMAND.

I. FACTS

In May 1984, the debtor, Colleen Reeves, ("Reeves"), granted a first deed of trust on her residence to...

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