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IN RE McGREGOR

Bankruptcy No. 94-41302-JFQ.

172 B.R. 718 (1994)

In re Katherine M.J. McGREGOR, a/k/a Mary Jo K. Higginbotham, Debtor.

United States Bankruptcy Court, D. Massachusetts.

October 21, 1994.

Attorney(s) appearing for the Case

Ralph Stein, Salem, NH, for Katherine M.J. McGregor.

Richard Askenase, Shapiro & Kreisman, Framingham, MA, for Countrywide Funding Corp.

OPINION

JAMES F. QUEENAN, Jr., Chief Judge.

Katherine M.J. McGregor (the "Debtor") proposes a chapter 13 plan which bifurcates a thirty year mortgage on her four-unit apartment building into secured and unsecured portions, reduces the interest rate from 10½% to 8%, and pays the secured portion over the twenty-two years remaining under the mortgage note. The questions presented, in addition to feasibility, are (i) whether the Debtor's use of one...

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