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WALTER v. KINSEY

No. 93-553.

518 N.W.2d 370 (1994)

Randall WALTER and Cathy Walter, Individually and as Next Friend of Justin Walter, A Minor Child, Appellants, v. Rebecca Ann KINSEY and Dennis Kinsey, Defendants, State Farm Mutual Automobile Insurance Company, Appellee.

Supreme Court of Iowa.

June 22, 1994.

Attorney(s) appearing for the Case

Bruce L. Anderson of Courter, Quinn, Doran & Anderson, Boone, for appellants.

John B. Grier of Cartwright, Druker & Ryden, Marshalltown, for appellee.

Considered by McGIVERIN, C.J., and CARTER, LAVORATO, SNELL, and TERNUS, JJ.

PER CURIAM.

Insureds appeal from the district court decision limiting their recovery for personal injuries to benefits under their motorcycle policy through giving effect to an "owned-but-not-insured" exclusionary clause in their automobile policy. We affirm.

While riding on his motorcycle, Randall Walter and his ten-year-old son, Justin, were hit by an underinsured motorist and Justin was severely injured. The underinsured motorist had $25,000 in liability...

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