CARRICO, Chief Justice.
This case involves the Equal Credit Opportunity Act, 15 U.S.C. §§ 1691 through 1691f (1988 & Supp. IV 1992) (ECOA or the Act). In pertinent part, the Act provides that "[i]t shall be unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction ... on the basis of ... marital status." 15 U.S.C. § 1691(a)(1). Any creditor who fails to comply with the requirements of the...
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