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OLSON v. AMERICAN BANKERS INS. CO.

Docket No. A062163.

30 Cal.App.4th 816 (1994)

35 Cal. Rptr.2d 897

IVAN OLSON, Plaintiff and Respondent, v. AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA, Defendant and Appellant.

Court of Appeals of California, First District, Division Four.

November 30, 1994.

Attorney(s) appearing for the Case

COUNSEL

Jordan J. Yudien for Defendant and Appellant.

Weltin & Van Dam, Weltin, Van Dam & Flores, Brian E. Kerss and Philip R. Weltin for Plaintiff and Respondent.

OPINION

REARDON, J. —

INTRODUCTION

This case arises from the failure of the American Bankers Insurance Company of Florida (American Bankers) to pay accident policy benefits after an insured, Phyllis Olson, drowned in a hot tub. Prior to her death, the insured had ingested a quantity of both alcohol and Valium. American Bankers refused payment based upon a policy exclusion for loss caused wholly or in part, directly...

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