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YEAGER v. FARMERS MUT. INS. CO.

No. 22159.

453 S.E.2d 390 (1994)

192 W.Va. 556

Clarence YEAGER and Margaret Yeager, Plaintiffs, v. FARMERS MUTUAL INSURANCE CO., a West Virginia Corporation, and Art Meadows, dba Meadows Inspection & Adjusting, Defendants.

Supreme Court of Appeals of West Virginia.

Decided December 21, 1994.

Attorney(s) appearing for the Case

George D. Donnahoe, James M. Pool, Clarksburg, for plaintiffs.

Paul J. Harris, David A. Sims, Wallace, Harris & Sims, Elkins, for defendants.

CLECKLEY, Justice:

This case involves two certified questions from the Circuit Court of Harrison County relating to whether a farmers' mutual fire insurance policy is subject to the valued policy law under W.Va.Code, 33-17-9 (1957). For the following reasons, we hold it is not.

I.

On May 1, 1988, the plaintiffs, Clarence and Margaret Yeager, and another individual, who is not a party to this action, entered into a lease-purchase agreement for some...

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