IN RE BARROWS

Bankruptcy No. 92-11637-JEY. Adv. No. 92-1157.

182 B.R. 640 (1994)

In re Joni Adele Bush BARROWS, Debtor. Joni Adele Bush BARROWS, Plaintiff, v. ILLINOIS STUDENT ASSISTANCE COMMISSION, Student Loan Marketing Association, U.S. Dept. of Health and Human Services, James F. Patton, in his official capacity as Director of Health Care Administrative Sanctions Dept. of Health and Human Services, Defendants.

United States Bankruptcy Court, D. New Hampshire.

October 17, 1994.


Attorney(s) appearing for the Case

Joni Adele Bush Barrows, Newmarket, NH, David Broderick, Gretchen Leah Witt, Asst. U.S. Attys., Concord, NH, for U.S.

Victor Dahar, Manchester, NH, Terrie Harman, Harman Law Offices, Portsmouth, NH, for Joni Barrows.

Mary Ellen Goggin, Portsmouth, NH, David Hershman, Chicago, IL, for Illinois Student Assistance Com'n.

Geraldine Karonis, Manchester, NH, for E. Franklin Childress, Jr.

Elaine Marzetta Lacy, U.S. Dept. of Justice, Asst. U.S. Atty., Concord, NH, for James Patton, Dir. Health Care Admin., U.S., U.S. Dept. of Health & Human Services.

Nancy J. Smith, Asst. Atty. Gen.-Civil Bureau, Dept. of Justice, Concord, NH, Student Loan Mktg. Assn., Merrifield, VA, Student Loan Mktg. Assn., Waltham, MA, Student Loan Mktg. Assn., Wilkes Barre, PA, for NH Bd. of Dental Examiners, Raymond Jarvis, Exec. Sec., NHBDE, NH Dept. of Health & Human Services, Harry Bird, Dir. NH Dept. of Health.


MEMORANDUM OPINION

JAMES E. YACOS, Chief Judge.

Like most, Joni Barrows borrowed money to finance her professional education. On the date of her graduation from Marquette University dental school in May of 1987, Dr. Barrows owed a total of $78,845.001 under the Health Education Assistance Loan program (hereinafter "HEAL" loans) and approximately $20,0002 in Guaranteed Student Loans from the...

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