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EIYNK v. SABROWSKY

No. C6-94-1101.

524 N.W.2d 297 (1994)

Randolph EIYNK as guardian ad litem for Jennifer Sabrowsky, judgment creditor, Appellant, v. David SABROWSKY, Judgment Debtor, and North Star Mutual Insurance Co., garnishee, Respondent.

Court of Appeals of Minnesota.

December 6, 1994.

Attorney(s) appearing for the Case

Mark McKeon, Willenbring, Dahl, Wocken & Zimmermann, Cold Spring, for appellant.

Paul Stoneberg, Christianson, Stoneberg, Giles & Myers, P.A., Marshall, for respondent.

Considered and decided by PETERSON, P.J., and LANSING and AMUNDSON, JJ.

OPINION

LANSING, Judge.

An insurer and a judgment creditor dispute the application of Canadian Universal Insurance Co. v. Fire Watch, Inc. We affirm the district court's interpretation that an added household exclusion is a substantial coverage reduction that is void for lack of notice under Canadian Universal. We further hold that a mutually agreed increase in the amount of coverage remains in effect. Affirmed as modified.

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