In 1987, plaintiff and his wife (hereinafter collectively referred to as the Dragos) obtained a $25,000 home equity loan from defendant Trustco Bank of New York, and in May 1992 they applied for, and were granted, an extension of that loan, increasing their total line of credit to $35,000. The Dragos, who had previously purchased mortgage life insurance from defendant Credit Life Insurance Company through Trustco, claim that they requested...
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