BOWMAN, Circuit Judge.
Eugene McCoy and others participated in a scheme to cash bogus checks with the intent of defrauding federally-insured banks. The government filed a seventeen-count indictment charging McCoy and others with bank fraud, in violation of 18 U.S.C. §§ 1344, 2 (1988 & Supp. IV 1992). After McCoy pleaded guilty to two counts, the District Court
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