ALPERT, Judge.
Once again, we are asked to resolve a conflict concerning primary (automobile) insurance coverage. Appellant, Rentals Unlimited, Inc. ("Rentals") filed this appeal from a judgment rendered against it in favor of Aetna Casualty & Surety Insurance Company ("Aetna") in a declaratory judgment action in the Circuit Court for Montgomery County (Miller, J. & Turner, J.). As restated by us for clarity, appellant asks:
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