OPINION
SCHUMACHER, Judge.
Respondent Brenda Greenwaldt sued appellant Illinois Farmers Insurance Company (Illinois Farmers) to recover underinsured motorist benefits for damages sustained in an automobile accident that occurred on October 3, 1988. Illinois Farmers challenges the district court's award of underinsured motorist benefits, arguing the district court erred in determining the tortfeasor's vehicle was underinsured. Greenwaldt challenges the district...
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