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AVERETT v. FARMERS INS. CO. OF ARIZONA

No. CV-92-0015-PR.

177 Ariz. 531 (1994)

869 P.2d 505

Ray Nielson AVERETT; Angela Marie Averett, an adult incapacitated, and Daniel Ray Averett, a minor, by and through their legal guardian and conservator, Eugene W. Averett, Plaintiffs/Appellants, v. FARMERS INSURANCE COMPANY OF ARIZONA; Truck Insurance Exchange Co., Defendants/Appellees.

Supreme Court of Arizona.

March 3, 1994.

Attorney(s) appearing for the Case

Poore & Riddle by J. Thomas Poore, Tucson, for plaintiffs/appellants.

Chandler, Tullar, Udall & Redhair by D.B. Udall, Tucson, for defendants/appellees.

OPINION

ZLAKET, Justice.

We accepted review of this case to examine the relationship between an insured's "reasonable expectations" of coverage and the "household exclusion" found in an automobile liability insurance policy. We have jurisdiction pursuant to Ariz. Const. art. 6, § 5(3) and A.R.S. § 12-120.24.

BACKGROUND

Angela and Daniel Averett were seriously injured while riding as passengers in the family automobile driven by their...

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