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NORTHWEST G.F. MUT. INS. CO. v. NORGARD

Civ. No. 930354.

518 N.W.2d 179 (1994)

NORTHWEST G.F. MUTUAL INSURANCE COMPANY, Plaintiff and Appellant, v. Ray NORGARD, Jean Norgard, Defendants, R.A. and K.A., individually, and on behalf of L.A.A., a minor, Defendants and Appellees.

Supreme Court of North Dakota.

June 15, 1994.

Attorney(s) appearing for the Case

Thomas O. Smith, of Zuger Kirmis & Smith, Bismarck, for plaintiff and appellant. Appearance by Patricia E. Garrity.

William P. Harrie of Nilles, Hansen & Davies, Ltd., Fargo, for defendants and appellees.

VANDE WALLE, Chief Justice.

Northwest G.F. Mutual Insurance Company (Northwest) appealed from a summary judgment in favor of defendants Ronald and Kimberly Anderson (pseudonyms) and Jean Norgard, requiring Northwest to defend and indemnify Jean Norgard in an underlying tort action. We reverse.

Jean Norgard operated a home day care business at the Norgard residence in Casselton, North Dakota. Jean and her husband Ray purchased homeowners insurance from Northwest...

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