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UNIVERSAL UNDERWRITERS INS. CO. v. ALLSTATE INS. CO.

No. 962, September Term, 1993.

99 Md. App. 595 (1994)

638 A.2d 1220

UNIVERSAL UNDERWRITERS INSURANCE COMPANY, ET AL. v. ALLSTATE INSURANCE COMPANY, ET AL.

Court of Special Appeals of Maryland.

April 1, 1994.

Attorney(s) appearing for the Case

Frank W. Braden, Jr. (Don F. Ryder, Jr. and Schroeder, Ryder, Braden, on the brief), Rockville, for appellants.

Thomas Patrick Ryan (McCarthy, Wilson & Ethridge, on the brief), Rockville, for appellees.

Argued before DAVIS, MOTZ and HARRELL, JJ.

MOTZ, Judge.

This appeal concerns the liability of two insurance companies for losses arising from an automobile accident involving a vehicle owned by a dealer, who was insured by one company, when "test driven" by a driver, who was insured by the other company.

The facts are undisputed. Appellant, Universal Underwriters Insurance Company (Universal), issued a Maryland policy to Crystal Ford, Ltd. (Crystal), a car dealership, which provided garage liability...

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