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IN RE BEDELL

Bankruptcy No. 94-20023.

173 B.R. 463 (1994)

In re Joan M. BEDELL, Debtor.

United States Bankruptcy Court, W.D. New York.

November 4, 1994.

Attorney(s) appearing for the Case

Peter Scribner, Chapter 7 Trustee, Rochester, NY.

William J. Sedor, Rochester, NY, for debtor.

JOHN C. NINFO, II, Bankruptcy Judge.

BACKGROUND

On January 5, 1994, the Debtor, Joan M. Bedell (the "Debtor"), filed a petition initiating a Chapter 13 case. On her schedules the Debtor listed her ownership of a residence at 97 Clark Street, Canadaigua, New York ("Clark Street") and indicated that the property had a value of $63,000.00 and was subject to the following liens: (1) a mortgage in favor of the Resolution Trust Corporation, Empire of America,...

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