The opinion of the court was delivered by DREIER, J.A.D.
The State appeals from the denial of its motion to enter a consent judgment against defendant Karen Cruse for the balance due on a defaulted student loan. The State apparently employs this consent judgment procedure to save time and expense when there has been a default on an obligation to the State and a defendant has agreed to the terms of payment and the entry of a judgment incorporating this agreement.<...
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