OPINION
ANDERSON, Chief Judge.
Respondent Doris Wurst sued respondent Douglas Friendshuh for negligence after she was injured while working on his farm. Friendshuh brought a third-party declaratory judgment action against his insurer, appellant North Star Mutual Insurance Company (North Star), asserting that North Star was obligated to defend and indemnify him in Wurst's action. North Star denied liability based on its policy's exclusion of claims covered...
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