ARMSTRONG, J.
On September 20, 1989, the plaintiff was injured in an automobile accident (whether a one-car or two-car accident is not disclosed by the record). The plaintiff was a passenger, and the accident was caused by the negligence of the driver, who was the plaintiff's sister. The automobile was owned by an unrelated person and was insured through the defendant for what were then the applicable minimum limits of compulsory coverage ($10,000 bodily injury liability...
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