MEMORANDUM OF DECISION
ALFRED C. HAGAN, Bankruptcy Judge.
Potlatch No. 1 Federal Credit Union ("PFCU"), an unsecured creditor, objects to the debtors' claim of homestead exemption and to the confirmation of the debtors' Chapter 13 plan.
Lonnie Lee Cavanaugh and Kristen Cavanaugh filed their joint petition for relief pursuant to Chapter 13 of Title 11 of the United States Code on July 8, 1994.
I.
HOMESTEAD EXEMPTION
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