WYNN, Judge.
On 10 July 1990, plaintiff Phyllis Tant Bray was injured in an accident while driving a 1985 Nissan automobile owned by her husband, plaintiff Wilbur Glover Bray. Mrs. Bray was struck by an automobile driven by Stacy Katherine Gold, an uninsured motorist. It is undisputed that Ms. Gold's negligence was the sole proximate cause of the accident.
The Brays' Nissan automobile was insured under a personal auto policy issued by Allstate Insurance Company...
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