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CITIZENS SAV. BANK v. MILLER

No. 93-451.

515 N.W.2d 7 (1994)

CITIZENS SAVINGS BANK, HAWKEYE, IOWA, Appellant, v. Dale D. MILLER, Arlene Miller, and James Miller, Defendants, and The First National Bank of Sumner, Appellee.

Supreme Court of Iowa.

April 20, 1994.

Attorney(s) appearing for the Case

James S. Updegraff, West Union, for appellant.

David M. Engelbrecht of Engelbrecht, Ackerman & Hassman, Waverly, for appellee.

Considered by CARTER, P.J., and NEUMAN, SNELL, ANDREASEN, and TERNUS, JJ.

NEUMAN, Justice.

This dispute focuses on conflicting rights of secured creditors who each claim priority in fifteen head of cattle owned by defendants Dale and Arlene Miller. Plaintiff Citizens Savings Bank of Hawkeye, Iowa ("Hawkeye") asserts priority based on a purchase money security interest ("PMSI"). Defendant First National Bank of Sumner, Iowa ("Sumner") contests the validity of Hawkeye's PMSI and rests its claim on prior perfection of its security interest...

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