Affirmed by published opinion. Judge WILKINS wrote the opinion, in which Senior Judge SPROUSE and Senior Judge CHAPMAN, joined.
OPINION
WILKINS, Circuit Judge:
During the liquidation of JKJ Chevrolet, Incorporated (JKJ) pursuant to Chapter 7 of the Bankruptcy Code, see 11 U.S.C.A. §§ 701-728 (West 1993), Reynolds & Reynolds Company (Reynolds) sought to recover from JKJ's principal secured creditor, Ford Motor Credit Company ...
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