MEMORANDUM OF DECISION
ARTHUR M. GREENWALD, Bankruptcy Judge.
NATURE OF PROCEEDINGS
The Debtors and Defendants, Thomas Garcia Montes and Margaret Lourdes Montes (Debtors), filed a joint voluntary Chapter 7 petition for relief on July 2, 1993. Pursuant to 11 U.S.C. § 341(a), the first meeting of creditors was held on August 4, 1993.
Mary Lucero (Mrs. Lucero) commenced the instant adversary proceeding on October 4, 1993 by filing a complaint...
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