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CHEMSTAR, INC. v. LIBERTY MUT. INS. CO.

Nos. 93-55555, 93-55557, 93-55558, 93-55560, and 93-55561.

41 F.3d 429 (1994)

CHEMSTAR, INC., Plaintiff-Appellee, v. LIBERTY MUTUAL INSURANCE COMPANY, Defendant-Appellant, and Genstar Corporation; National Union Fire Insurance Company of Pittsburgh, Pa.; Industrial Insurance Company of Hawaii, Ltd.; American Home Assurance Company; Employers Insurance of Wausau; United Insurance, Defendants. CHEMSTAR, INC., Plaintiff-Appellant, v. LIBERTY MUTUAL INSURANCE CO.; Genstar Corporation; National Union Fire Insurance Company of Pittsburgh, Pa.; Industrial Insurance Company of Hawaii, Ltd.; American Home Assurance Company; Employers Insurance of Wausau; United Insurance, Defendants-Appellees. CHEMSTAR, INC., Plaintiff-Appellee, v. LIBERTY MUTUAL INSURANCE CO.; Genstar Corporation; National Union Fire Insurance Company of Pittsburgh, Pa.; Industrial Insurance Company of Hawaii, Ltd.; American Home Assurance Company; Employers Insurance of Wausau, Defendants, and United Insurance, Defendant-Appellant. CHEMSTAR, INC., Plaintiff-Appellee, v. LIBERTY MUTUAL INSURANCE CO.; Genstar Corporation; National Union Fire Insurance Company of Pittsburgh, Pa.; Industrial Insurance Company of Hawaii, Ltd.; American Home Assurance Company; United Insurance, Defendants, and Employers Insurance of Wausau, Defendant-Appellant. CHEMSTAR, INC., Plaintiff-Appellee, v. LIBERTY MUTUAL INSURANCE CO.; Genstar Corporation; National Union Fire Insurance Company of Pittsburgh, Pa.; Industrial Insurance Company of Hawaii, Ltd.; Employers Insurance of Wausau; United Insurance, Defendants, and American Home Assurance Company, Defendant-Appellant.

United States Court of Appeals, Ninth Circuit.

Decided November 16, 1994.

Attorney(s) appearing for the Case

Ronald M. Oster and Eve M. Coddon, Paul, Hastings, Janofsky & Walker, Los Angeles, CA, for plaintiff-appellant.

Michael J. Brady, Ropers, Majeski, Kohn, Bentley, Wagner & Kane, Redwood City, CA, for defendant-appellant Liberty Mut. Ins. Co.

Bradford H. Miller, Murtaugh, Miller, Meyer & Nelson, Costa Mesa, CA, for defendant Nat. Union Fire Ins. Co.

Mark R. Isreal, Daniels, Baratta & Fine, Los Angeles, CA, for defendant-appellant Employers Ins. of Wausau.

Douglas K. Lackey, Zimmerman & Kahanowitch, Encino, CA, for defendant-appellant American Home Assur. Co.

William A. Kurlander, Gail E. Cohen, Scott J. Therrien, Barger & Wolen, Los Angeles, CA, for defendant-appellant United Ins. Co.

Before: O'SCANNLAIN, FERNANDEZ and T.G. NELSON, Circuit Judges.

O'SCANNLAIN, Circuit Judge:

We consider unresolved issues of California insurance law to decide what constitutes an "occurrence" under a third-party insurance contract and when such coverage is triggered among successive policy years.

I

Chemstar, Inc. ("Chemstar") is a supplier of lime plaster. Its predecessor, Genstar Lime Company ("GLC")1, manufactured Type S Hydrate lime, which...

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