Rehearing In Banc Granted; Opinion Vacated October 13, 1994.
Reversed and remanded with instructions by published opinion. Judge HAMILTON wrote the majority opinion, in which Senior Judge PHILLIPS joined. Judge HALL wrote a dissenting opinion.
OPINION
HAMILTON, Circuit Judge:
Defendants-appellants, Lincoln National Life Insurance Company (Lincoln National) and Employers Health Insurance Company (Employers Health) (collectively referred to...
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