MEMORANDUM OPINION ON VALUATION OF COLLATERAL
LEWIS M. KILLIAN, Jr., Bankruptcy Judge.
The above-styled cases came on for hearings before the Court on February 10, 1994, on creditors' motions to value collateral. The Court has elected to consolidate discussion of the cases due to the virtually identical fact patterns and arguments involved in both cases.
Debtor Charles F. Rowland and Debtors Joseph and Carrie Edwards filed petitions for relief...
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