ORDER AND REASONS
McNAMARA, District Judge.
Before the court is the Appeal of Ralph A. Oldendorf, Jr. and Peggy Pflug Oldendorf ("Debtors") from the Judgment issued by the United States Bankruptcy Court in Bankruptcy No. 92-116141-JAB, Adversary No. 92-1288-JAB. Appellee, C.J. Buckman, filed a late brief. The matter is before the court on briefs, without oral argument.
On appeal, this court may affirm, modify or reverse a bankruptcy court...
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