MEMORANDUM OPINION
DUNCAN W. KEIR, Bankruptcy Judge.
Douglas Ray Schroeder and Ann Denice Schroeder (hereinafter "Debtors"), filed a petition under Chapter 7 of the United States Bankruptcy Code on September 9, 1991. The Debtors listed as an asset, real property known as 596 Counsel Oaks Drive, Waldorf, Maryland ("Property"), and valued the Property at $112,000.00 in Schedule A. The Debtors listed two consensual creditors as creditors secured by liens...
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