20th CENTURY INSURANCE COMPANY et al., Plaintiffs and Respondents,
v.
JOHN GARAMENDI, as Commissioner, etc., Defendant and Appellant. 20th CENTURY INSURANCE COMPANY et al., Plaintiffs and Respondents;
v.
JOHN GARAMENDI, as Commissioner, etc., Defendant and Appellant; VOTER REVOLT, Intervener and Appellant. HARTFORD STEAM BOILER INSPECTION AND INSURANCE COMPANY et al., Plaintiffs and Respondents,
v.
JOHN GARAMENDI, as Commissioner, etc., Defendant and Appellant.
Supreme Court of California.https://leagle.com/images/logo.png
August 18, 1994.
August 18, 1994.
Attorney(s) appearing for the Case
COUNSEL
Strumwasser & Woocher, Michael J. Strumwasser, Frederic D. Woocher and Susan L. Durbin for Defendant and Appellant.
Joseph Lawrence, Acting City Attorney (Santa Monica), Martin T. Tachiki, Barry A. Rosenbaum and Kimery A. Shelton, Deputy City Attorneys, as Amici Curiae on behalf of Defendant and Appellant.
Karl M. Manheim, Hall & Phillips, Hall & Associates, John R. Phillips, Edward P. Howard and Leon Dayan for Intervener and Appellant.
Norma P. Garcia as Amicus Curiae on behalf of Intervener and Appellant and Defendant and Appellant.
John R. Bollington, Thelen, Marrin, Johnson & Bridges, Gary L. Fontana, Curtis A. Cole, Wynne S. Carvill, Hilary N. Rowen, John L. Kortum, Morrison & Foerster, Marc P. Fairman, Michael M. Carlson, Latham & Watkins, Mark S. Pulliam, Katherine A. Lauer, Barger & Wolen, Kent R. Keller, Robert W. Hogeboom, Steven H. Weinstein, John C. Holmes and Lawrence F. Krutchik for Plaintiffs and Respondents.
Judith K. Mintel, Heller, Ehrman, White & McAuliffe, Paul Alexander, Vanessa Wells, Munger, Tolles & Olson, Allen M. Katz, Craig Berrington, David Snyder, Nancy Siegel, Thomas Aceituno, Nielsen, Merksamer, Parrinello, Mueller & Naylor, Steven A. Merksamer and John E. Mueller as Amici Curiae on behalf of Plaintiffs and Respondents.
Supreme Court of California.
OPINION
MOSK, J.
At the November 8, 1988, General Election, the voters approved an initiative statute that was designated on the ballot as Proposition 103. The measure made numerous fundamental changes in the regulation of automobile and other forms of insurance in California. Formerly, the so-called "open competition" system of regulation had obtained, under which "rates [were] set by insurers...
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