DECISION
CONRAD B. DUBERSTEIN, Chief Judge.
Richard and Lori Gonzalo (the "Debtors"), filed a joint Chapter 7 petition on June 17, 1992. At that time, they were the record owners of, and resided in a condominium unit located at 133A Stack Drive, Staten Island, New York (the "Condominium"). Schedule D of Debtors' petition listed Citicorp Mortgage Inc. ("Citibank") as a secured creditor secured by a mortgage affecting the Debtors' interest in the Condominium...
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