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OSBON v. NATIONAL UNION FIRE INS. CO.

No. 93-C-1975.

632 So.2d 1158 (1994)

James Earl OSBON, et al., v. NATIONAL UNION FIRE INSURANCE COMPANY.

Supreme Court of Louisiana.

February 28, 1994.

Attorney(s) appearing for the Case

Geary S. Aycock, Arbour & Aycock, West Monroe, Frank W. Hanvey, Anzalone, Parker & Hanvey, Monroe, for applicant.

Brian E. Crawford, Crawford & Anzelmo, Susan N. Belsom, Monroe, for respondent.

MARCUS, Justice*.

In 1968, Pauline J. and James Osbon, Sr. divorced. In 1971, Pauline purchased a home which was financed with a mortgage from Troy & Nichols, Inc. The mortgage required Pauline to maintain insurance, including coverage for loss by fire, on her home. National Union Fire Insurance Company of Louisiana (National Union) was selected as the insurer and P.J. Osbon was the named insured.

In 1978, Pauline remarried...

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