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ARKANSAS BANK & TRUST CO. v. DOUGLASS

No. 93 01242.

885 S.W.2d 863 (1994)

318 Ark. 457

ARKANSAS BANK & TRUST COMPANY, Appellant, v. Lee DOUGLASS, Insurance Commissioner of the State of Arkansas, Arkansas State Association of Life Underwriters, Appellees.

Supreme Court of Arkansas.

October 31, 1994.

Attorney(s) appearing for the Case

Ray S. Smith, Hot Springs, Robert M. Cearley, and Robert Shafer, Little Rock, for appellant.

Candace Ann Franks, Little Rock, filed amicus brief.

Jean Langford, Michael Glen Smith, and Ronald Arthur Hope, Little Rock, for appellees.

GLAZE, Justice.

The appellant Arkansas Bank & Trust Company (ABT) is a state-chartered bank located in Hot Springs. Since its incorporation in 1907, ABT has been in the business of banking and the selling of full-line insurance policies through ABT Insurance Agency, a division of ABT. Because of a change in insurance law, ABT had to apply for a corporate-agency license which was issued by the appellee insurance commissioner in 1970. ABT was grandfathered under...

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