MEMORANDUM OF FINDINGS OF FACT AND CONCLUSIONS OF LAW
LINDSAY, District Judge.
The plaintiff, Josef Espinosa, filed this action under the Employee Retirement Income Security Act ("ERISA"), 29 U.S.C. § 1001 et. seq., to enforce rights he claims to past and future group health insurance benefits under a health insurance plan issued and administered by the defendant, Guardian Life Insurance Company of America, Inc. ("Guardian"). Espinosa now moves...
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