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AMERICAN NAT. PROPERTY & CAS. CO. v. ELLIS

No. 93-643.

868 S.W.2d 469 (1994)

315 Ark. 524

AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY, Appellant, v. Oma Gillean ELLIS, Appellee.

Supreme Court of Arkansas.

January 18, 1994.

Attorney(s) appearing for the Case

Bruce Munson, Little Rock, for appellant.

Robert T. James, Little Rock, for appellee.

NEWBERN, Justice.

In Lucky v. Equity Mutual Ins. Co., 259 Ark. 846, 537 S.W.2d 160 (1976), we held that when the parties to an insurance contract agree to a policy endorsement which has the effect of substituting coverage of one automobile for that of another the transaction constitutes new insurance, "delivered or issued for delivery in this State." The effect of the decision was to require insurers, pursuant to a statute...

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