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SMITH v. NATIONWIDE MUT. FIRE INS. CO.

No. 9317SC43.

446 S.E.2d 877 (1994)

Roy E. SMITH d/b/a Arsco Self Storage v. NATIONWIDE MUTUAL FIRE INSURANCE COMPANY.

Court of Appeals of North Carolina.

August 16, 1994.

Attorney(s) appearing for the Case

Bennett & Blancato by William A. Blancato, Winston Salem, for plaintiff-appellant.

Wilson & Iseman by G. Gray Wilson and Elizabeth Horton, Winston Salem, for defendant-appellee.

McCRODDEN, Judge.

The insured raises only one argument in this appeal, contending that the trial court erred in determining that defendant had no duty to defend the Hall action. We disagree and affirm the order of the trial court.

An insurer's duty to defend its insured is broader than its duty to pay damages incurred by events covered by the policy. Waste Management of Carolinas, Inc. v. Peerless Ins. Co., 315 N.C. 688

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