OPINION
BACA, Justice.
Plaintiff-Appellant, Erma Tafoya, acting as next friend of her minor son, Gilbert Armijo, appeals the district court's order granting summary judgment in favor of the Defendant-Appellee, Western Farm Bureau Insurance Co. ("Western"). This case arose out of an automobile accident in which Armijo was the passenger. Armijo sustained personal injuries and was awarded a default judgment against the parents of the child who was driving...
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