MARTIN, Judge.
Plaintiff brought this declaratory judgment action seeking a determination of its obligations under the underinsured motorist coverage provisions of automobile insurance policies issued to its insureds, defendants Andrew Jesse Young (hereinafter "Young") and Mary Cortez Wimberly (hereinafter "Wimberly"). The parties stipulated to the following facts. On 26 January 1990, Nicholas Young ("Nicholas"), the minor son of defendants Young and Wimberly, sustained...
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