CANBY, Circuit Judge:
St. Paul Fire and Marine Insurance Co. (St. Paul) appeals the district court's judgment in favor of its insured, American Bank, (American) in a coverage dispute. Because there is no coverage under the terms of the policy, and because the district court clearly erred in finding that St. Paul is estopped from denying coverage, we reverse.
THE UNDERLYING LITIGATION
In the underlying action, Northern Line Layers (NLL), a customer...
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