ESCHBACH, Circuit Judge.
In October 1990, Essex Insurance Company filed a declaratory judgment action, pursuant to 28 U.S.C. §§ 2201 and 2202, against Stage 2, Inc. and Drew Lucht under diversity jurisdiction. Essex sought a declaration that it had no duty to defend or indemnify its insured Stage 2 with respect to a lawsuit brought by Lucht against Stage 2. The district court granted summary judgment to Essex and Lucht appealed.
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