BARKETT, Circuit Judge:
This is an appeal from a final decision of the district court granting summary judgment to all defendants in this certified class action under the Employee Retirement Income Security Act, 29 U.S.C. § 1001 et seq. ("ERISA"). The parties stipulated to all the facts in this case and agreed that disposition should be by summary judgment. We affirm in part and reverse in part.
I.
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