The issue to be decided is whether an insured under a term life insurance policy, who cancels during the policy period, is entitled to a pro rata refund of the premiums paid.
The undisputed facts are as follows:
Plaintiff is the insured under a term life insurance policy issued by the defendant in the face amount of $350,000 for an annual premium of $425. The policy was in force and effect for more than one year and...
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