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IN RE KUDRNA

Bankruptcy No. 93-01830. Adv. No. 94-6276.

173 B.R. 934 (1994)

In re Edward E. KUDRNA and Julianna E. Kudrna, Debtors. Edward E. Kudrna and Julianna E. Kudrna, Plaintiffs, The Credit Bureau, Incorporated of Georgia dba CBI Collections, Statewide Collections, Inc. and Land Title and Escrow, Inc., Defendants.

United States Bankruptcy Court, D. Idaho.

November 4, 1994.

Attorney(s) appearing for the Case

Kevin M. Rogers, Jerome, ID, for plaintiffs.

Michael B. Howell, Boise, ID, for defendant CBI Collections.

William A. Parsons, Parsons, Smith, Stone & Fletcher, Burley, ID, for defendant Land Title and Escrow, Inc.

Terry Lee Johnson, Twin Falls, ID, for defendant Statewide Collections, Inc.

MEMORANDUM OF DECISION

JIM D. PAPPAS, Chief Judge.

Background.

The following undisputed facts appear in the record. In October of 1987 Plaintiffs Edward and Julianna Kudrna purchased a mobile home and the real property upon which it was located. Between January of 1990 and June 23, 1993, the date Plaintiffs filed for Chapter 7 relief, several judgments were obtained by creditors and recorded...

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