LANPHIER, Justice.
Pursuant to the Motor Vehicle Safety Responsibility Act (Act), the appellant, Kathleen Clayton, lost her driving privileges after she was ticketed for causing a chain collision after the brakes failed on her car. The Act, Neb.Rev.Stat. § 60-501 et seq. (Reissue 1988 & Cum.Supp.1992), seeks to protect the public against the operation of motor vehicles by financially irresponsible persons. Montgomery v. Blazek,
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