HEANEY, Senior Circuit Judge.
Joseph J. Gammaro brought suit against Thorp Consumer Discount Company, from whom Gammaro had borrowed certain sums of money, and related corporations in the United States District Court for the District of Minnesota. Gammaro alleged that Thorp had violated the Truth in Lending Act, 15 U.S.C. § 1635, and various state deceptive practices laws, and he sought to form a plaintiff class. On the defendants' motion, the district court...
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