OPINION
DAVIES, Judge.
Appellant Roger Jensen challenges summary judgment for respondent insurance carriers in his declaratory judgment action seeking underinsured motorist benefits. We affirm.
FACTS
In September 1990, 12-year-old Katie Jensen was severely injured when the pickup in which she was riding was involved in a single-vehicle accident. The pickup was being used socially and was driven by Katie's 16-year-old sister, Shanna Jensen...
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