On or around May 9, 1988, New England Insurance Company (hereinafter New England) issued a fire insurance policy covering real property located at 1620-1638 Park Street in the City of Peekskill, Westchester County (hereinafter the premises). The named insured was the owner of the premises, third-party defendant John J. Barral. Although the policy listed three mortgagees for three unrelated insured locations, the policy did not enumerate...
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